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# Home

1. ### College Savings Options

Jun 9, 2020

For many, a college education is something they dream of, and with proper planning, it can become a reality. According to The Federal Reserve (May 2019) the typical amount of education debt in 2018, among those with any outstanding balances, was between $20,000 and$24,999. Ohio residents are slightly above the national average debt ($28,650) at$30,629 at the time of graduation with 62% of students having some form of college loan (The Institute for College Access & Success, 2018).
2. ### Involving Teens as 4-H Leaders

Jun 9, 2020

Teens go through many physical, mental, social, and emotional changes (Tomek & Williams, 1999). These transitions can sometimes be overwhelming as individuals move from being an adolescent to an adult.
3. ### Tools for 4-H Public Speaking

Jun 9, 2020

People speak in front of a group on a daily basis. It may be the deciding factor in many things such as whether you are selected for a leadership position, a job, and even may help provide information to friends or family.