Ohio State University Extension/Research

Manage Your Money

Lesson 1: Getting Started

MYM-1-03

Action Steps for Lesson 1

Each Manage Your Money lesson includes a "To-Do" list to outline the steps you can take to put the lesson into action. Check off the progress you make as you complete an activity.

Action Steps Ö Take Action Now
Check each step after you have completed it.
  • Start and keep a Spending Log and/or Dollar Tracker page for each week.
  • Complete Worksheet 1-A: Your Thoughts on Money.
  • Practice "I" messages.
  • Complete Worksheet 1-B: What’s Important?
  • Complete Worksheet 1-C: Thinking about Money and Your Values.
  • Complete Worksheet 1-D: Goal Setting.

Goal 1 ______________________________
Goal 2 ______________________________
Goal 3 ______________________________
Goal 4 ______________________________

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Written by Ella Mae Bard, Extension Agent, Family & Consumer Sciences, Knox Co., Carolyn McKinney, Family Resource Management Specialist, Consumer & Textile Sciences Department, Nancy Hudson, Northeast District Family & Consumer Sciences Specialist, and Diane Johnson, Extension Agent, Family & Consumer Sciences, Darke County, Ohio State University Extension. Portions adapted from "Managing Your Money," prepared (1994, 1996) by Eleanor Ames, former OSU Extension Agent (Madison Co.), Family & Consumer Sciences.

For more information about family life issues, visit http://families.osu.edu

Manage Your Money is a six-part self-study course. The lessons include:
  1. Getting Started
  2. Where Does Your Money Go?
  3. Stop Spending Leaks
  1. How Much Credit Can You Afford?
  2. Develop Your Budget
  3. Your Net Worth and Financial Records

Appreciation is expressed to Marjorie McCullough, Office Associate, Consumer and Textile Sciences Department, who worked with several drafts of these materials.

This material is intended only for educational purposes. Mention of a proprietary product, trademark or commercial firm in text or figures does not constitute endorsement by Ohio State University Extension and does not imply approval to the exclusion of other products, firms, or organizations. For specific, consult your financial or legal adviser.

All educational programs conducted by Ohio State University Extension are available to clientele on a nondiscriminatory basis without regard to race, color, creed, religion, sexual orientation, national origin, gender, age, disability or Vietnam-era veteran status.

Keith L. Smith, Associate Vice President for Ag. Adm. and Director, OSU Extension.

TDD No. 800-589-8292 (Ohio only) or 614-292-1868