For Sale Publication
| Section 1: First steps | HTML | |
| Section 2: When collectors start calling | HTML | |
| Section 3: Self-directed repayment plans | HTML | |
| Section 4: Credit-counseling services | HTML | |
| Section 5: Consolidation and other repayment strategies | HTML | |
| Section 6: Bankruptcy | HTML | Insert |
| Glossary | HTML | |
Sample Letters and Worksheets | ||
| "Know what you owe" worksheet | ||
| Sample cease letter | ||
| Sample credit file request letter | ||
| Down-sized monthly budget worksheet | ||
Any opinions, findings, conclusions, or recommendations expressed in this publication are those of the author(s) and do not necessarily reflect the view of the U.S. Department of Agriculture
All educational programs conducted by Ohio State University Extension are available to clientele on a nondiscriminatory basis without regard to race, color, creed, religion, sexual orientation, national origin, gender, age, disability or Vietnam-era veteran status.
Keith L. Smith, Associate Vice President for Ag. Adm. and Director, OSU Extension.
TDD No. 800-589-8292 (Ohio only) or 614-292-1868